Personal Checking
- No minimum balance is required to open an account.
- No monthly service charge on active accounts.
- Must present two forms of proper ID and verification of address to open an account.
Business Checking
- No minimum balance is required to open an account.
- No monthly service charge on active accounts.
- Must present proper business documents to open an account.
- Legal entities must provide beneficial ownership and control responsibility along with proper ID.
NOW Account
- A minimum balance of $1,000.00 is required to open an account.
- Must present two forms of proper ID and verification of address to open an account.
- The interest rate may change at any time.
- Interest is compounded and credited monthly to your account.
- If the minimum balance falls below $1,000.00, you may receive a lower rate of interest.
- Five free withdrawals per monthly cycle, 6 + withdrawals--$.15 per withdrawal
Account | Interest Rate | Annual Percentage Yield** |
NOW Account | .20% | .20% |
Money Market Account
- No minimum balance to open an account.
- The interest rate may change at any time.
- Interest is compounded and credited monthly to your account.
- Tiered interest rates for balance under $1,000.00 and $1,000.00 and over.
- Limit 6 preauthorized transactions or withdrawals per month.
- Must present two forms of proper ID or business documents and verification of address to open an account.
Account | Interest Rate* | Annual Percentage Yield** |
Money Market | ||
Below $1,000.00 | .50% | .50% |
$1,000.00 and above | .50% | .50% |
*Interest Rates quoted are effective today only; they are subject to change without notice. **Annual Percentage Yield assumes interest will be reinvested monthly to the account. |